Are ANSES loans available in 2026? The official clarification for retirees and AUH recipients

In recent weeks, posts have circulated on social media and messaging apps claiming that ANSES is providing loans for retirees, pensioners, and recipients of the Universal Child Allowance (AUH). However, the national agency clarified that it is currently not granting new personal loans to any of the groups receiving pension benefits or social allowances.

This clarification is important because there are still tools related to previous ANSES Loans, such as checking outstanding installments, downloading contracts, or voluntarily paying off already granted debts. These services remain available through Mi ANSES, although they correspond exclusively to loans granted previously and do not signify the opening of a new line of financing.

At the same time, a bill is still under review in the National Congress proposing to create a new scheme of social credits for different beneficiaries. This initiative has not yet been approved, and therefore cannot be requested nor does it generate any rights for retirees, pensioners, or recipients of allowances.

The official answer is no. ANSES confirmed that it does not provide personal loans for retirees, pensioners, AUH beneficiaries, family allowance recipients (SUAF), Non-Contributory Pensions, or any other benefits managed by the agency.

The agency emphasizes that any publication announcing the opening of new loans must be verified solely through official channels. Currently, there is no procedure enabled to request personal loans from Mi ANSES or through the agency's offices. The situation is different for those who have an existing loan granted previously. Those beneficiaries can continue managing their credit through the tools available on the official platform until they pay off all installments.

Recipients of the Universal Child Allowance, Pregnancy Allowance, and family allowances also cannot initiate new financing requests through ANSES. The agency has no active line for those beneficiaries.

ANSES insists that all news about benefits, allowances, and social programs is communicated exclusively through its website and institutional channels. Any publication claiming that new loans are already available must be verified before starting a procedure or providing personal data.

The traditional lines of ANSES Loans have ceased to be granted during the current national administration. Since then, the agency only maintains administrative services related to existing loans, such as checking installments, modifying the CBU for automatic debit, and voluntarily paying off outstanding balances.

The official site retains that section because thousands of beneficiaries are still paying off loans obtained when the program was active. This way, they can access the details of the remaining installments and manage the status of their financing until they complete the payment plan.

Meanwhile, the debate about a possible return of loans continues in Congress. The project circulating since early 2026 includes new requirements, a broad group of beneficiaries, and a different mechanism from what was implemented previously. Among other changes, it proposes that funds be primarily allocated to pay off credit card debts and financial entities, rather than being freely credited to the applicant's account. However, this initiative has not yet been approved by either chamber and is not part of the current ANSES programs.

Until there is an approved regulation and official guidelines, the situation does not change: ANSES does not grant new personal loans in 2026 for retirees, pensioners, AUH recipients, or family allowance beneficiaries. The only operational tools are those intended to manage loans granted in previous years, available through Mi ANSES and the official portal of the agency.

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