OpenAI ChatGPT Finances Feature Expands to Mac Desktop App

OpenAI has announced that the ChatGPT Finances feature is officially expanding to the Mac desktop application. After updating the app, users can connect their bank, credit card, and investment accounts through the "Finance" entry in the sidebar, allowing them to view balances, analyze spending, manage subscriptions, and track portfolios directly on macOS. This feature connects accounts via the financial data service provider Plaid, enabling ChatGPT to answer questions based on real transactions, balances, and investment data, such as inquiries about the highest spending categories for the month or subscriptions to cancel, along with providing analysis based on account information. ChatGPT Finances was launched in May this year, with key features including tracking spending by category, reviewing recurring charges, monitoring stock holdings and asset allocation, tracking credit scores, and generating weekly financial updates. OpenAI emphasizes that this connection is read-only, meaning ChatGPT cannot transfer funds, pay bills, or execute stock trades, and users can disconnect their accounts at any time. This feature is currently available to Free, Go, Plus, and Pro users in the United States.

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